First Degree - crowdfunding with a twist.

Aims to bring local businesses and customers together to thrive and succeed as a community.

Customers shop in discount as they fund the local small businesses they love to support. Small businesses benefit from raising money at low interest rate and return their favor by offering discounts to customers. Bank can also join hands to fund those small local businesses as it now has better insight into the way how they conduct business and how important they are to the success of that local community.

Low interest rate. Store discount. Returning happy customers.

To run one’s errands in places that encourage lingering and conversation, where economic exchange is embedded in human relationships, is to experience the place where you live in a meaningful way. This leads to more engaged and resilient communities.

That's what First Degree is all about!